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The XRP worth may rise 50X to $100 within the subsequent 5 years, in accordance with South Korean YoungHoon Kim, who claims the title of “world’s smartest particular person.”
Kim, who the Giga Society says has an IQ of 276, greater even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 submit on X.
Based mostly on my private view, #XRP may probably attain $100 over the following 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 submit, when he mentioned that he can be shopping for XRP. He adopted his newest submit with one other that mentioned, ”When you’ve got the next IQ, then you could be extra prone to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some consultants and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he mentioned that “Bitcoin seems prepared to interrupt each prediction ever written,” and that “the true bull run begins when individuals assume it’s already over.” He has additionally referred to as Bitcoin “the cash of God.”
XRP Would Be Price Extra Than Whole Crypto Market At $100
The XRP worth dropped a fraction of a p.c up to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in accordance with CoinGecko, taking its loss for the previous month to greater than 12%.

XRP worth (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the tip of the last decade, it could mark a 50X achieve from the crypto’s present worth. That will see the token’s market cap soar to greater than $6 trillion, virtually double your entire business’s present market cap of $3.06 trillion.
In feedback below Kim’s X submit, a number of individuals mentioned that his prediction is unrealistic, whereas supporters mentioned that the $100 goal doesn’t consider any adjustments available in the market that would result in elevated demand for XRP.
These supporters added that Ripple’s transfer to change into a constitution financial institution could possibly be a serious catalyst for the XRP worth.
A number of Elementary Catalysts Align For XRP
Kim’s prediction comes after a collection of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this 12 months which are all a part of a broader effort to increase the presence of its fee infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this 12 months have already accrued over $1 billion in belongings. Based on knowledge from SoSoValue, Canary’s XRPC leads with $342.01 million in internet belongings.
The Ripple ecosystem additionally obtained a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, growing the token’s publicity.
XRP Chart Reveals Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s worth down in latest weeks.


Every day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the assist degree at $1.9060. If this degree is breached and patrons don’t step in, the crypto may find yourself tumbling to as little as $1.5770 within the brief time period.
Nevertheless, a rebound from the present degree may lead to XRP breaking above the descending pattern line. Patrons may subsequently attempt to push the crypto to above the $2.2440 resistance degree, earlier than a possible climb to as excessive as $2.6950 if the stress from bulls persists.
Taking a look at technical indicators, each the Shifting Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the every day chart counsel the XRP worth may go both method. The crypto’s route within the subsequent couple of days will rely closely on whether or not patrons or sellers step in to take management.
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